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Nicholson, who testified on behalrf of the National Federation ofIndependeny Business, said insurance market reforms, exchanges and tax breakw would help small but employer mandates would hurt low-margin businesses and publif plans could drive private insurers out of the Rep. Robert Andrews, D-N.J., said the Houses plans to exclude very small businesses -- such as barbershops, gas stations and delicatessensw -- from the employer mandate. "We certainlty don't want to impose any burdeb on them," he said.
Instead, the mandater is targeted at businessesthat "hav e the wherewithal" to providse insurance but choose not to, he
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